Company research / Focus view

Bank of Baroda

BANKBARODA · Banking & Finance · large cap · Nifty Next 50

Net interest income · FY26

—

Interest earned less interest paid · not collected yet

Net profit · FY26

₹19,846 cr

-4.2% YoY

What it kept after tax

Advances · FY26

—

Money lent out · not collected yet

Deposits · FY26

—

Money customers placed with it · not collected yet

Gross NPA · FY26

—

Share of loans not being repaid · not collected yet

Capital adequacy (CRAR) · FY26

—

Regulatory capital cushion · not collected yet

Not shown for bank or lenders: Total debt — deposits and borrowings fund a lender's business; read the capital ratio for safety instead; Free cash flow — cash movements at a lender reflect deposit flows, not surplus generated; Finance cost — interest paid is this business's cost of goods — it appears as interest expended above.

Five years in perspective

Price index · Start = 100 · Dividends excluded · ₹238.13 today (+0.21%)

+200.9% · 5Y

2021 · 10020222023202420252026 · 244.2

1M -3.3%6M -17.7%1Y -0.1%3Y +17.4%5Y +200.9%

Market cap

₹1.23 L Cr

As of 13 Sept 2026

Price to book

0.73

Price to earnings 6.8 · book value is the primary yardstick for a bank or lender

Dividend yield

3.58%

Trailing twelve months

52-week range

₹234 – ₹326

Closing prices

The financial record

₹ crore · Consolidated where reported · Indian fiscal years (April–March)

Reported metric	FY23	FY24	FY25	FY26
Net profit	14,905	18,767	20,716	19,846
Shareholders equity	1,05,055	1,19,712	1,46,503	1,65,868
Earnings per share (₹)	28.82	36.29	40.06	38.38

Not collected yet for this company: Interest earned, Interest expended, Net interest income, Net interest margin, Provisions and contingencies, Advances, Deposits, CASA ratio, Gross NPA, Net NPA, Capital adequacy (CRAR), Cost to income, Dividend per share. These come from the filings, not the daily price feed.

Recent quarters

₹ crore · Most recent first

Quarter ended	Revenue	Operating profit	Net profit	EPS (₹)
30 Jun 2026	20,016	—	1,783	3.45
31 Mar 2026	19,212	—	5,801	11.22
31 Dec 2025	19,413	—	5,443	10.53
30 Jun 2025	18,098	—	3,469	6.71
31 Mar 2025	19,623	—	5,420	10.48

Developments

1 positive · 3 negative

NeutralExpansionyesterday

Bank of Baroda Launches bob World 2.0 – Powered by AI Its Next-Generation Mobile Banking Platform

Bank of Barodalarge cap

India Education Diary13 Sept 2026, 5:38 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Reads negativeEarningsyesterday

Bank of Baroda Q1FY27 profit falls 72% on $600M NMC settlement

Bank of Barodalarge cap

scanx.trade13 Sept 2026, 11:55 am IST

Classification & context · Moves the numbers

The headline states a business fact and a direction that hurts it. This classifies the headline only, not the full article. It is not a recommendation.

Names an event that should show up in revenue, profit, debt, capacity or approvals.

Classifier confidence: 0.85. This is not the probability that the report is true.

NeutralExpansionyesterday

Telangana: Bank of Baroda launches next-generation app ‘World 2.0’

Bank of Barodalarge cap

The New Indian Express13 Sept 2026, 9:01 am IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

NeutralExpansion2 days ago

Bank of Baroda (BoB) launches its “bob World 2.0”

Bank of Barodalarge cap

BusinessLine12 Sept 2026, 9:37 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral2 days ago

Bank of Baroda unveils AI-powered bob World 2.0 mobile banking app

Bank of Barodalarge cap

Telangana Today12 Sept 2026, 6:20 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral2 days ago

Bank of Baroda's latest app bob World 2.0 to enable voice banking

Bank of Barodalarge cap

The Times of India12 Sept 2026, 3:42 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral2 days ago

Bank of Baroda Share Price - Live NSE: BANKBARODA Stock Price & Chart

Bank of Barodalarge cap

Upstox12 Sept 2026, 2:12 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral3 days ago

Bank of Baroda Option Chain

Bank of Barodalarge cap

Upstox11 Sept 2026, 12:30 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral3 days ago

NSE IPO size cut: SBI, Bank of Baroda, GIC Re and Indian Bank shares react

Bank of Barodalarge cap State Bank of IndiaMentioned

Business Today11 Sept 2026, 10:06 am IST

Classification & context · Moves the numbers

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

Names an event that should show up in revenue, profit, debt, capacity or approvals.

Classifier confidence: 0.35. This is not the probability that the report is true.

Reads negative3 days ago

Bank Holiday Today: Are SBI, BOB, Canara Bank and Other Banks Open Or Closed On September 11 Due to Strike?

Canara Banklarge cap Bank of BarodaMentioned State Bank of IndiaMentioned

News1811 Sept 2026, 8:18 am IST

Classification & context · Commentary

The headline states a business fact and a direction that hurts it. This classifies the headline only, not the full article. It is not a recommendation.

Somebody's reading of events rather than an event. Worth the argument; not a filing.

Classifier confidence: 0.65. This is not the probability that the report is true.

Neutral4 days ago

Bank of Baroda holds MCLR steady at 8.75% for one-year tenor

Bank of Barodalarge cap

scanx.trade10 Sept 2026, 6:51 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral4 days ago

NSE IPO shrinks as SBI, Bank of Baroda, MS Strategic trim their OFS size

Bank of Barodalarge cap State Bank of IndiaMentioned

Business Standard10 Sept 2026, 5:56 pm IST

Classification & context · Moves the numbers

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

Names an event that should show up in revenue, profit, debt, capacity or approvals.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral4 days ago

Bank Of Baroda Holds One-Year MCLR Unchanged At 8.75% Effective September 12

Bank of Barodalarge cap

Sahi10 Sept 2026, 5:30 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Reads positive4 days ago

Bank of Baroda raises $8 billion via FCNR (B), exceeds initial target

Bank of Barodalarge cap

Business Standard9 Sept 2026, 11:54 pm IST

Classification & context · Routine

The headline states a business fact and a direction that helps it. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.70. This is not the probability that the report is true.

Neutral5 days ago

Three Bank of Baroda officials held for gold-loan racket in Jangareddygudem

Bank of Barodalarge cap

The Hindu9 Sept 2026, 8:54 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Reads negativeManagement5 days ago

Rising cyber fraud puts customers at risk; banks need to invest more: Bank of Baroda CEO

Bank of Barodalarge cap

Business Today9 Sept 2026, 5:50 pm IST

Classification & context · Moves the numbers

The headline states a business fact and a direction that hurts it. This classifies the headline only, not the full article. It is not a recommendation.

Names an event that should show up in revenue, profit, debt, capacity or approvals.

Classifier confidence: 0.75. This is not the probability that the report is true.

NeutralEarnings5 days ago

Bank of Baroda Q2 FY27: Date and Expectations

Bank of Barodalarge cap

Univest9 Sept 2026, 5:11 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral5 days ago

Bank of Baroda drops for fifth straight session

Bank of Barodalarge cap

Business Standard9 Sept 2026, 2:35 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

NeutralM&A5 days ago

NSE IPO: Stake-Selling Shareholders Under Pressure As SBI, GIC Re, IFCI, BoB Stocks Decline

IFCIsmall cap Bank of BarodaMentioned State Bank of IndiaMentioned

HDFC Sky9 Sept 2026, 10:56 am IST

Classification & context · Moves the numbers

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

Names an event that should show up in revenue, profit, debt, capacity or approvals.

Classifier confidence: 0.35. This is not the probability that the report is true.

NeutralM&A5 days ago

PRE-MARKET INDIAN STOCKS NEWS: Bank of Baroda (BOB IS) plans to divest up to 7.69mln NSE shares

Bank of Barodalarge cap

Newsquawk9 Sept 2026, 9:34 am IST

Classification & context · Moves the numbers

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

Names an event that should show up in revenue, profit, debt, capacity or approvals.

Classifier confidence: 0.35. This is not the probability that the report is true.

About the business

Bank of Baroda Limited provides various banking products and services to individuals, government departments, and corporate customers in India and internationally. It operates through Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, salary, and current accounts; and fixed and recurring deposits. It also provides loans, including home, vehicle, digital, personal, education, gold, mortgage, and other loans, as well as Baroda Yoddha loans for defense personnel and fintech credit; loans and advances for corporate, agriculture, and micro, small, and medium enterprises; export finance, foreign currency credits, foreign currency non-resident loans, treasury, external commercial borrowing, and import finance; and supply chain finance. In addition, the company offers life insurance, general insurance, and standalone health insurance products; digital payment, instant banking, and merchant payment solutions; debit, credit, and prepaid cards; investment products; trade, FX, and remittances; and other services. Bank of Baroda Limited was incorporated in 1908 and is headquartered in Vadodara, India.

Industry: Banks - Regional

bankofbaroda.bank.in

Data confidence

Prices, fundamentals and developments last verified 13 Sept 2026. Fundamentals are sourced from public filings feeds; interpretation is shown separately from figures.

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