Company research / Focus view

Central Bank of India

CENTRALBK · Banking & Finance · small cap · Smallcap 50

Net interest income · FY26

—

Interest earned less interest paid · not collected yet

Net profit · FY26

₹4,524 cr

+15.0% YoY

What it kept after tax

Advances · FY26

—

Money lent out · not collected yet

Deposits · FY26

—

Money customers placed with it · not collected yet

Gross NPA · FY26

—

Share of loans not being repaid · not collected yet

Capital adequacy (CRAR) · FY26

—

Regulatory capital cushion · not collected yet

Not shown for bank or lenders: Total debt — deposits and borrowings fund a lender's business; read the capital ratio for safety instead; Free cash flow — cash movements at a lender reflect deposit flows, not surplus generated; Finance cost — interest paid is this business's cost of goods — it appears as interest expended above.

Five years in perspective

Price index · Start = 100 · Dividends excluded · ₹30.74 today (-0.26%)

+48.9% · 5Y

2021 · 10020222023202420252026 · 141.0

1M -1.4%6M -16.0%1Y -15.4%3Y -24.4%5Y +48.9%

Market cap

₹27,824 Cr

As of 13 Sept 2026

Price to book

0.68

Price to earnings 6.1 · book value is the primary yardstick for a bank or lender

Dividend yield

4.51%

Trailing twelve months

52-week range

₹29 – ₹41

Closing prices

The financial record

₹ crore · Consolidated where reported · Indian fiscal years (April–March)

Reported metric	FY23	FY24	FY25	FY26
Net profit	1,679	2,668	3,934	4,524
Shareholders equity	29,217	32,374	36,881	39,001
Earnings per share (₹)	1.93	3.07	4.53	5.00

Not collected yet for this company: Interest earned, Interest expended, Net interest income, Net interest margin, Provisions and contingencies, Advances, Deposits, CASA ratio, Gross NPA, Net NPA, Capital adequacy (CRAR), Cost to income, Dividend per share. These come from the filings, not the daily price feed.

Recent quarters

₹ crore · Most recent first

Quarter ended	Revenue	Operating profit	Net profit	EPS (₹)
30 Jun 2026	4,920	—	1,323	1.46
31 Mar 2026	5,183	—	746	0.82
31 Dec 2025	5,455	—	1,264	1.40
30 Jun 2025	5,174	—	1,282	1.42
31 Mar 2025	5,139	—	1,105	1.27

Developments

0 positive · 3 negative

Neutralyesterday

Central Bank of India shareholders approve ₹7,000 crore equity raise

Central Bank of Indiasmall cap Bank of IndiaMentioned GAIL (India)Mentioned

scanx.trade13 Sept 2026, 12:07 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

NeutralExpansion2 days ago

Central Bank of India launches Bharat Connect for Business

Central Bank of Indiasmall cap Bank of IndiaMentioned GAIL (India)Mentioned

The Hindu12 Sept 2026, 4:26 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral3 days ago

Sberbank sees big opportunity for CBDCs in India-Russia trade settlements

Central Bank of Indiasmall cap GAIL (India)Mentioned

Livemint11 Sept 2026, 8:11 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

NeutralExpansion3 days ago

Central Bank of India Launches Bharat Connect for Business for B2B Payments

Central Bank of Indiasmall cap Bank of IndiaMentioned GAIL (India)Mentioned

Daily Pioneer11 Sept 2026, 3:25 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

NeutralRegulatory3 days ago

NCLT approves Fincare Enterprises Rs 7.43-cr plan for Central Departmental Stores

Central Bank of Indiasmall cap

Insolvency Tracker11 Sept 2026, 1:21 pm IST

Classification & context · Moves the numbers

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

Names an event that should show up in revenue, profit, debt, capacity or approvals.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral3 days ago

Market under pressure; PSU bank shares decline

Central Bank of Indiasmall cap

Business Standard11 Sept 2026, 12:50 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral3 days ago

Central Bank of India (CENTRALBK) Share Price

Central Bank of Indiasmall cap Bank of IndiaMentioned GAIL (India)Mentioned

Business Today11 Sept 2026, 12:30 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral3 days ago

Exclusive: Central Bank of India mobilises USD 760 million via FCNR(B), nearly twice its initial target

Bank of Indiamid cap Central Bank of IndiaMentioned GAIL (India)Mentioned

bfsi.economictimes.indiatimes.com11 Sept 2026, 12:37 am IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral3 days ago

Exclusive: Central Bank of India mobilises USD 760 million via FCNR(B), nearly twice its initial target

Central Bank of Indiasmall cap Bank of IndiaMentioned GAIL (India)Mentioned

bfsi.economictimes.indiatimes.com11 Sept 2026, 12:37 am IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

NeutralExpansion3 days ago

Central Bank of India becomes first PSU bank to launch ‘Bharat Connect for Business’

Central Bank of Indiasmall cap Bank of IndiaMentioned GAIL (India)Mentioned

The Statesman10 Sept 2026, 10:54 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

NeutralExpansion4 days ago

Central Bank of India launches Bharat Connect for Business platform

Central Bank of Indiasmall cap Bank of IndiaMentioned GAIL (India)Mentioned

scanx.trade10 Sept 2026, 6:41 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral5 days ago

Central Bank of India faces strikes from UFBU in Sep and Oct 2026

Central Bank of Indiasmall cap Bank of IndiaMentioned GAIL (India)Mentioned

scanx.trade9 Sept 2026, 6:52 pm IST

Classification & context · Moves the numbers

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

Names an event that should show up in revenue, profit, debt, capacity or approvals.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral5 days ago

Central Bank Of India Labor Unions Plan Strikes On September 11, 28-30, And October 26

Bank of Indiamid cap Central Bank of IndiaMentioned GAIL (India)Mentioned

Sahi9 Sept 2026, 6:41 pm IST

Classification & context · Moves the numbers

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

Names an event that should show up in revenue, profit, debt, capacity or approvals.

Classifier confidence: 0.35. This is not the probability that the report is true.

Reads negative5 days ago

Central Bank Of India Says Bank Unions Announce Strike On Sept 11, Sept 28-30, And Continuous Strike From Oct 26

Central Bank of Indiasmall cap Bank of IndiaMentioned GAIL (India)Mentioned

TradingView9 Sept 2026, 6:34 pm IST

Classification & context · Moves the numbers

The headline states a business fact and a direction that hurts it. This classifies the headline only, not the full article. It is not a recommendation.

Names an event that should show up in revenue, profit, debt, capacity or approvals.

Classifier confidence: 0.65. This is not the probability that the report is true.

Reads negative5 days ago

PSBs Sound Alarm As Bank Unions Plan Sept 11 Strike, Threaten Indefinite Stir From Oct 26

Central Bank of Indiasmall cap

NDTV Profit9 Sept 2026, 5:59 pm IST

Classification & context · Moves the numbers

The headline states a business fact and a direction that hurts it. This classifies the headline only, not the full article. It is not a recommendation.

Names an event that should show up in revenue, profit, debt, capacity or approvals.

Classifier confidence: 0.65. This is not the probability that the report is true.

Neutral5 days ago

Central Bank of India reschedules AGM to July 31, 2026

Bank of Indiamid cap Central Bank of IndiaMentioned GAIL (India)Mentioned

scanx.trade9 Sept 2026, 9:46 am IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Reads negativeOrders7 days ago

Guarantee Invocation Leads to CIRP: NCLT Admits Central Bank of India’s Plea Against Corporate Guarantor Over ₹27.29 Cr Default [Read Order]

Central Bank of Indiasmall cap Bank of IndiaMentioned GAIL (India)Mentioned

Taxscan7 Sept 2026, 12:14 pm IST

Classification & context · Moves the numbers

The headline states a business fact and a direction that hurts it. This classifies the headline only, not the full article. It is not a recommendation.

Names an event that should show up in revenue, profit, debt, capacity or approvals.

Classifier confidence: 0.80. This is not the probability that the report is true.

About the business

Central Bank of India operates as a commercial bank in India. The company offers deposit products, which include savings and current accounts, time deposits, recurring deposit schemes, and small saving scheme; and loans, including housing, vehicle, property, personal, pensioner, education, and agricultural, as well as micro small and medium enterprises loans. It also provides credit, debit, and prepaid/gift cards, as well as cash management, mutual funds, depository, mobile and Internet banking, and ATM services. In addition, the company offers corporate loans, such as project finance, infrastructure funding, financing to infrastructure investment trusts, short term corporate loans, advances, working capital facilities, line of credit, export finance, foreign currency loan, bills purchase/discount/negotiation facilities, non-fund based facilities, and facilities to other industries. Further, the company sells and distributes life, general, and health insurance products, including unit linked, whole life, children, money back, endowment, pension, health, property, personal, fire, burglary, engineering, motor, package, travel, and group insurance products, as well as protection and retirement solutions. It operates through a network of branches, ATMs, satellite offices, and an extension counter. Central Bank of India has a strategic co lending partnership with IIFL Home Finance Limited to offer SME LAP loan products under priority sector to MSME borrowers. Central Bank of India was incorporated in 1911 and is headquartered in Mumbai, India

Industry: Banks - Regional

centralbank.bank.in

Data confidence

Prices, fundamentals and developments last verified 13 Sept 2026. Fundamentals are sourced from public filings feeds; interpretation is shown separately from figures.

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