Company research / Focus view

Cholamandalam Investment & Finance

CHOLAFIN · Banking & Finance · large cap · Nifty Next 50

Net interest income · FY26

—

Interest earned less interest paid · not collected yet

Net profit · FY26

₹5,233 cr

+22.8% YoY

What it kept after tax

Advances · FY26

—

Money lent out · not collected yet

Deposits · FY26

—

Money customers placed with it · not collected yet

Gross NPA · FY26

—

Share of loans not being repaid · not collected yet

Capital adequacy (CRAR) · FY26

—

Regulatory capital cushion · not collected yet

Not shown for bank or lenders: Total debt — deposits and borrowings fund a lender's business; read the capital ratio for safety instead; Free cash flow — cash movements at a lender reflect deposit flows, not surplus generated; Finance cost — interest paid is this business's cost of goods — it appears as interest expended above.

Five years in perspective

Price index · Start = 100 · Dividends excluded · ₹1,845.9 today (-0.70%)

+224.8% · 5Y

2021 · 10020222023202420252026 · 300.3

1M -3.6%6M +18.5%1Y +23.4%3Y +55.9%5Y +224.8%

Market cap

₹1.58 L Cr

As of 13 Sept 2026

Price to book

5.16

Price to earnings 27.2 · book value is the primary yardstick for a bank or lender

Dividend yield

11.00%

Trailing twelve months

52-week range

₹1,299 – ₹1,953

Closing prices

The financial record

₹ crore · Consolidated where reported · Indian fiscal years (April–March)

Reported metric	FY23	FY24	FY25	FY26
Net profit	2,665	3,420	4,263	5,233
Shareholders equity	14,346	19,593	23,669	30,458
Earnings per share (₹)	32.38	41.06	50.60	61.83

Not collected yet for this company: Interest earned, Interest expended, Net interest income, Net interest margin, Provisions and contingencies, Advances, Deposits, CASA ratio, Gross NPA, Net NPA, Capital adequacy (CRAR), Cost to income, Dividend per share. These come from the filings, not the daily price feed.

Recent quarters

₹ crore · Most recent first

Quarter ended	Revenue	Operating profit	Net profit	EPS (₹)
30 Jun 2026	4,949	—	1,656	19.33
31 Mar 2026	4,811	—	1,645	19.28
31 Dec 2025	4,363	—	1,290	15.25
30 Jun 2025	3,885	—	1,138	13.50
31 Mar 2025	3,772	—	1,260	14.94

Developments

0 positive · 0 negative

Neutral3 days ago

SBI Funds Management Ltd Share Price Today,, SBIFUNDS Share Price NSE, BSE

Cholamandalam Investment & Financelarge cap BSE LtdMentioned State Bank of IndiaMentioned

Business Today11 Sept 2026, 3:04 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral5 days ago

Broker’s call: Cholamandalam Inv (Buy)

Cholamandalam Investment & Financelarge cap

BusinessLine9 Sept 2026, 6:56 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral5 days ago

Cholamandalam Investment Gets Rs 2,160 Target From Motilal Oswal

Cholamandalam Investment & Financelarge cap

Whalesbook9 Sept 2026, 12:47 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral6 days ago

5 NBFC Stocks With Up to ₹5.4 Lakh Crore AUM; Who Is Growing the Fastest?

Cholamandalam Investment & Financelarge cap

Trade Brains8 Sept 2026, 10:51 am IST

Classification & context · Commentary

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

Somebody's reading of events rather than an event. Worth the argument; not a filing.

Classifier confidence: 0.35. This is not the probability that the report is true.

Neutral7 days ago

ITC Grand Chola Celebrates 14 Years of Defining Responsible Luxury and Hospitality Excellence in Chennai

ITClarge cap Cholamandalam Investment & FinanceMentioned

HospiBuz7 Sept 2026, 12:40 pm IST

Classification & context · Routine

No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.

A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.

Classifier confidence: 0.35. This is not the probability that the report is true.

About the business

Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other Loans segments. It offers loans for commercial vehicles, passenger vehicle, two- and three- wheelers, and tractors and farm equipment, as well as construction equipment. The company also provides secured loans against property, and home and SME loans, as well as consumer and small enterprise loans, including personal loans, professional loans, and business loans to salaried, self-employed professionals, and proprietorship, partnership, and private limited companies. In addition, it offers gold loans, consumer durable loans, corporate insurance agencies, stockbroking and depository participants, offline payment aggregator, home extension, balance transfer of existing loans, supply chain finance, and secured term loans. Further, the company provides dealer platform services under the Gaadi Bazaar brand, which integrates vehicle trading, auctions, and trade advances. Additionally, it operates Payswiff, an omnichannel payment transaction solution that lets business owners accept payments from their customers in-store, at-home deliveries, online and on-the-go using mPOS, and POS solutions. The company was incorporated in 1978 and is based in Chennai, India.

Industry: Credit Services

www.cholamandalam.com

Data confidence

Prices, fundamentals and developments last verified 13 Sept 2026. Fundamentals are sourced from public filings feeds; interpretation is shown separately from figures.

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