Workspace /Research/IRFC Prices to 11 Sept 2026 · Financials to 30 Jun 2026 · Developments 13 Sept 2026
Company research / Focus view
Indian Railway Finance Corp
IRFC · Banking & Finance · large cap · Nifty Next 50
Net interest income · FY26
—
Interest earned less interest paid · not collected yet
Net profit · FY26
₹7,009 cr
+7.8% YoY
What it kept after tax
Advances · FY26
—
Money lent out · not collected yet
Deposits · FY26
—
Money customers placed with it · not collected yet
Gross NPA · FY26
—
Share of loans not being repaid · not collected yet
Capital adequacy (CRAR) · FY26
—
Regulatory capital cushion · not collected yet
Not shown for bank or lenders: Total debt — deposits and borrowings fund a lender's business; read the capital ratio for safety instead; Free cash flow — cash movements at a lender reflect deposit flows, not surplus generated; Finance cost — interest paid is this business's cost of goods — it appears as interest expended above.
Price to earnings 14.8 · book value is the primary yardstick for a bank or lender
Dividend yield
3.58%
Trailing twelve months
52-week range
₹80 – ₹137
Closing prices
The financial record
₹ crore · Consolidated where reported · Indian fiscal years (April–March)
Reported metric
FY23
FY24
FY25
FY26
Net profit
6,167
6,412
6,502
7,009
Shareholders equity
44,680
49,179
52,668
56,749
Earnings per share (₹)
4.72
4.91
4.98
5.36
Not collected yet for this company: Interest earned, Interest expended, Net interest income, Net interest margin, Provisions and contingencies, Advances, Deposits, CASA ratio, Gross NPA, Net NPA, Capital adequacy (CRAR), Cost to income, Dividend per share. These come from the filings, not the daily price feed.
No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.
Names an event that should show up in revenue, profit, debt, capacity or approvals.
Classifier confidence: 0.35. This is not the probability that the report is true.
No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.
Names an event that should show up in revenue, profit, debt, capacity or approvals.
Classifier confidence: 0.35. This is not the probability that the report is true.
No supported direction in the headline — that is not the same as unimportant. This classifies the headline only, not the full article. It is not a recommendation.
A real announcement — a product, a partnership, an appearance — that is unlikely to change the financials.
Classifier confidence: 0.35. This is not the probability that the report is true.
About the business
Indian Railway Finance Corporation Limited engages in leasing of rolling stock and railway infrastructure assets in India. The company also engages in lending business to other entities under the Ministry of Railways; and borrowing funds from commercial markets, financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. Indian Railway Finance Corporation Limited was incorporated in 1986 and is based in New Delhi, India.
Prices, fundamentals and developments last verified 13 Sept 2026. Fundamentals are sourced from public filings feeds; interpretation is shown separately from figures.